HomePay
Proudly made in Singapore4.9 stars on the iOS App Store

Renovation payments made safe and secure.

Your funds stay in DBS custodian accounts. Protected portions move only after you approve the completed work.

As featured on Singapore's favourite media outlets.

Today
Mothership
CNA
e27
Asian Banking & Finance
MoneyFM 89.3
300+
ID firms on HomePay
Millions
protected every week
Secured
by an MAS-licensed MPI
Join thousands of homeowners

Real families. Real renovations.

Hear directly from homeowners across Singapore who used HomePay for their renovation payments.

The Amran Family
Renovation in Choa Chu Kang
The Ho Family
Renovation in Boon Keng
The Mansor Family
Renovation in Tampines
The Yap Family
Renovation in Pasir Ris
The Chen Family
Renovation in Bartley
The Kong Family
Renovation in Buangkok
The Ismail Family
Renovation in Choa Chu Kang
Nicole & Evan
Renovation in Pasir Ris
The Jamal Family
Renovation in Yishun
Zuffrie & Amelah
Renovation in Woodlands
The Steven Family
Renovation in Tengah

How your money stays safe

Know where your money is at every renovation milestone.

HomePay gives you a clear approval point before protected funds move forward, so payment progress follows renovation progress.

01

Pay through HomePay

Your renovation funds are kept in DBS custodian accounts instead of moving straight to your ID.

02

Review the completed work

See the milestone and approve it only when the agreed work has been completed satisfactorily.

03

Release with confidence

The protected portion of each progressive tranche is released after your approval—not before.

HomePay app — Sarah’s renovation dashboard: the Reno Progress Tracker shows “on track”, the 86 Boon Keng Road project at $53,600 with $10,000 held in escrow, and a View and Confirm Works button
HomePay App

And so much more waiting for you in the HomePay app.

HomePay designer profile — Gabriel Tan, a verified interior designer, with saves, projects, rating and recent work

Pick the designer, not just the firm

Browse individual portfolios and match on style and reviews — not whoever happens to be assigned to you.

HomePay in-app chat between a homeowner and interior designer David, confirming the kitchen doors with a shared GlassWorks order

Chat directly, from start to end

Message any designer before you choose one — your number stays private. Once you pick, the same chat runs your whole renovation.

HomePay app — My Home Inventory: every appliance, fixture and finish saved in one place with its warranty and expiry dates

Keep track of the important things

When you move in, every appliance, fixture and finish is already saved — receipts, models and warranties in one place. So when a bulb blows two years later, you know exactly what to buy.

Homeowner questions

The important details, up front.

Get answers to the most common questions homeowners have.

What is HomePay?

HomePay is a renovation payment app that helps homeowners make progressive payments more safely. Protected funds are kept in custodian accounts and released as agreed renovation work is completed and approved.

Where is my renovation money held?

Funds paid through HomePay are kept in DBS custodian accounts. HomePay’s escrow platform is powered by an MAS-licensed Major Payment Institution.

When does my interior designer receive the money?

With HomePay’s escrow payment system, 50% of each progressive payment tranche is held until the related work is completed and approved by you.

What happens if my interior design firm shuts down?

If your engaged interior design firm suddenly ceases operations, HomeProtect is designed to arrange another vendor to complete the remaining work according to plan at no additional cost, subject to its terms and eligibility requirements.

How much does HomePay cost?

HomePay charges homeowners a flat $200 platform fee for renovation protection. That is about 0.4% of a typical $50,000 renovation, and HomePay does not take a commission from your interior designer.

Sign Up for HomePay